Hardworking Collections with Customer service has brought 15+ years of experience meeting customer needs via telecommuting roles. Skilled in listening to customers, meeting productivity targets and maintaining current knowledge of company offerings of feeling empathy, reliability and enthusiasm for satisfying customers.
Overview
19
19
years of professional experience
Work History
Collections Customer Service Lending Manager
Heights Finance
Chicago
06.2023 - Current
Provided ongoing coaching and support to team members, cultivating an environment conducive to professional growth and development.
Improved operational efficiency by identifying areas for improvement within the loan processing system, implementing changes as needed.
Delivered exceptional customer service, consistently resolving issues promptly, and maintaining high levels of client satisfaction.
Optimized underwriting guidelines, resulting in improved decision-making accuracy for loan applications.
Supervised a team of one loan officer, promoting a positive environment and instilling a model of hard work and dedication.
Customer Service Collections Representative
Utilities Inc
Chicago
06.2018 - 05.2023
Creating Accounts for customer for water and wastewater services over the united states
Creating a resolution for any issues that occur in regards to their services answering incoming calls between 80-100 calls daily Placing collections calls and courtesy calls to customer in regards to their past due amount owed Met all customer call guidelines and service levels, handle time and productivity and collection goals monthly. Provided primary customer support to internal and external customers in fast paced environment
Collecting payments on past due accounts, discussing arrangements and first line resolution on any issues or complaints that a customer may have had.
Collection/Liquidation Set Specialist
Wells Fargo Home Mortgage
Milwaukee
08.2009 - 04.2018
Present options to customers in order to retain their homes
Answer phone calls from customers in a timely manner
Speak with realtors regarding liquidation options Collecting documents and making sure they meet all investor requirements
Achieve monthly personal and department goals and also monthly quality assurance metric
Exceed expectations by taking initiative to to meet expectations to Earn monthly recognition for outstanding performance on a repeated basis
Inbound/outbound collection calls for collection of home mortgages monthly delinquent from 15 days -180 days
Process check/debit card payments, review accounts for possible loan Modification
Reviewed options of assistance for difficult situations
Customer Service Representative/Store Manager
PLS Loan Store
Milwaukee
06.2006 - 07.2009
Marketed products to produce company revenue
Supervised a team of 5-7 employees in collecting on past due accounts between 1-60 days past due before court proceedings/garnishment
Prepared documents and approved payday loan ranging from $50.00-2,000. process payments via debit, cash and ach on accounts
Keep Customers Photo copied documents and allocated personal checks in a safe place
Balancing and handling cash inventory
Provided Training and Coaching Cash Transfer To banks and prepared deposits
Education
High School Diploma -
John Marshall High School
Milwaukee, WI
06-2003
Skills
Call center background
Proficiency in Microsoft Word, Excel, PowerPoint, Outlook & Access