Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Taylor Rivera

Minooka

Summary

Diligent Senior Credit Analyst touting eight years of expertise in gathering and evaluating documentation to conduct risk reviews. A gifted professional mentors associates and provide insight into job tasks. A smart team player knowledgeable in all forms of financial data.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Senior Credit Analyst II

GM Financial
10.2017 - Current
  • Evaluated customer credit data to determine level of risk involved in money lending.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
  • Built and maintained relationships with new and existing clients while providing high level of expertise.
  • Managed up to 75 credit decisions and 100 customer calls per day.

Sales and Leasing Specialist

Bill Kay Buick GMC
08.2016 - 10.2017
  • Maintained strong and well-managed online presence to successfully market community.
  • Identified, established and maintained positive relationships with industry influencers and strategic partners to drive ongoing referrals and continued opportunities to promote community.
  • Managed lead tracking by making contact and following up on leads generated through marketing efforts.
  • Analyzed current market conditions and competitor information to develop and implement marketing plans and projects for existing assets.
  • Qualified buyers by matching requirements and interests to various car or truck models and discussing finance options.
  • Closed 20-25 large sales per month with profitable grosses.

Sales and Leasing Consultant

D'arcy Buick GMC
04.2015 - 08.2016
  • Maintained strong and well-managed online presence to successfully market community.
  • Identified, established and maintained positive relationships with industry influencers and strategic partners to drive ongoing referrals and continued opportunities to promote community.
  • Managed lead tracking by making contact and following up on leads generated through marketing efforts.
  • Analyzed current market conditions and competitor information to develop and implement marketing plans and projects for existing assets.
  • Qualified buyers by matching requirements and interests to various car or truck models and discussing finance options.
  • Closed 20-25 large sales per month with profitable grosses.

Associate

Efloors.com
06.2012 - 04.2015
  • Drove team revenue totals by bringing in top sales numbers.
  • Orchestrated routing by producing accurate shipping documentation and package labels.
  • Corresponded with online customers to address questions or complaints about products, policies, or shipping methods.
  • Established and maintained e-commerce website to promote and sell products.

Sales Associate

Best Buy
11.2009 - 06.2012
  • Accurately processed POS transactions, returning coin, currency, payment cards, and receipts to customers.
  • Answered customer questions about sizing, accessories, and merchandise care.
  • Helped customers locate products and checked store system for merchandise at other sites.
  • Provided positive first impressions to welcome existing, new, and potential customers.

Education

Some College (No Degree) - Business

Joliet Junior College
Joliet, IL

Skills

  • Lending regulations
  • Underwriting
  • Strategic planning
  • Teamwork and Collaboration
  • Account development
  • Credit analysis
  • Credit risk
  • Relationship management
  • Consumer credit reports
  • Training and mentoring
  • Verbal and written communication

Accomplishments

    Top Naperville Analyst in 2022 for Used Objective

Certification

Emergency Response Team Member, CPR certified (Most recently October 2024)

Timeline

Senior Credit Analyst II

GM Financial
10.2017 - Current

Sales and Leasing Specialist

Bill Kay Buick GMC
08.2016 - 10.2017

Sales and Leasing Consultant

D'arcy Buick GMC
04.2015 - 08.2016

Associate

Efloors.com
06.2012 - 04.2015

Sales Associate

Best Buy
11.2009 - 06.2012

Some College (No Degree) - Business

Joliet Junior College

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Taylor Rivera