Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Seneca Zuniga

Agency Owner
Chicago,IL

Summary

Seasoned insurance and risk professional with over 20 years of experience in commercial property underwriting, risk management, and client advisory. Proven success leading high-performing teams, developing market submissions, and negotiating with carriers for optimal policy terms. Strong track record in developing innovative risk solutions, analyzing exposures, and strengthening carrier and client relationships. Excels in fast-paced, client-facing environments with a commitment to excellence in the Property & Casualty Insurance industry.

Overview

11
11
years of professional experience
4028
4028
years of post-secondary education
1
1
Certification

Work History

Agency Owner

Zuniga Insurance Agency: Allstate Insurance
11.2023 - Current
  • Advise clients on complex coverage solutions and risk exposures across property and casualty lines.
  • Lead all facets of business strategy, including growth, sales execution, and market expansion.
  • Mentor a team of licensed sales professionals; develop training initiatives and sales performance strategies.
  • Interface directly with clients, insurers, and stakeholders to negotiate optimal policy coverage and pricing.

Property Underwriter

Allianz Global Corporate & Specialty
01.2021 - 11.2023
  • Managed a diverse and high-value property book, including complex commercial risks and energy accounts.
  • Assessed and underwrote large-scale risks, utilizing exposure data, financial statements, and historical losses.
  • Developed tailored insurance programs and collaborated closely with brokers and agents to place coverage.
  • Cultivated key market and client relationships to drive revenue and retention across strategic accounts.

Risk Analyst

Allianz Global Corporate & Specialty
01.2019 - 12.2020
  • Executed enterprise risk assessments, collaborating with senior leadership and auditors to mitigate organizational exposure.
  • Created analytical frameworks to identify emerging risks in large-scale commercial portfolios.
  • Supported underwriting teams with deep-dive exposure and loss analysis to inform pricing and policy design.

Agribusiness Underwriter

Allianz Global Corporate & Specialty
01.2016 - 01.2019
  • Underwrote small to mid-size Agribusiness risks and launched a successful Managing General Underwriting (MGU) program, enhancing distribution across the Midwest.
  • Partnered with Market Management, Claims, and Operations for seamless execution and servicing.
  • Drove cross-sell opportunities across commercial lines by leveraging agent relationships and portfolio insights.

Corporate Account Technician

Allianz Global Corporate & Specialty
01.2015 - 01.2016
  • Supported underwriting teams in Property, Engineering, and Energy lines, ensuring accurate documentation for policy binding.
  • Delivered client-facing documents including invoices, certificates, and endorsements.
  • Maintained meticulous data and documentation standards across multinational accounts.

Education

Master of Arts - Interdisciplinary Studies

DePaul University
Chicago, IL
06-2016

Bachelor of Arts - Marketing

DePaul University
Chicago, IL
06-2011

Skills

  • Risk assessment

  • Insurance underwriting proficiency

  • Insurance coverage planning

  • Effective negotiation

  • Financial Analysis

  • Data reporting

  • Team leadership

  • Proficient in Microsoft Office

  • Experience with Salesforce

  • Strategic operational planning

  • Client acquisition

  • Business planning

Certification

Licensed in Property, Casualty, Life, and Health Insurance (Illinois & Indiana)

Timeline

Agency Owner

Zuniga Insurance Agency: Allstate Insurance
11.2023 - Current

Property Underwriter

Allianz Global Corporate & Specialty
01.2021 - 11.2023

Risk Analyst

Allianz Global Corporate & Specialty
01.2019 - 12.2020

Agribusiness Underwriter

Allianz Global Corporate & Specialty
01.2016 - 01.2019

Corporate Account Technician

Allianz Global Corporate & Specialty
01.2015 - 01.2016

Master of Arts - Interdisciplinary Studies

DePaul University

Bachelor of Arts - Marketing

DePaul University
Seneca ZunigaAgency Owner