Seasoned insurance and risk professional with over 20 years of experience in commercial property underwriting, risk management, and client advisory. Proven success leading high-performing teams, developing market submissions, and negotiating with carriers for optimal policy terms. Strong track record in developing innovative risk solutions, analyzing exposures, and strengthening carrier and client relationships. Excels in fast-paced, client-facing environments with a commitment to excellence in the Property & Casualty Insurance industry.