RADWAN QUTTENEH
Jerusalem,JM
Summary
Seasoned Internal Auditor with extensive experience in risk management, internal controls assessment, and financial reporting. Demonstrated ability to enhance operational efficiency by streamlining audit processes and implementing cost-effective solutions. Possesses strong analytical and critical thinking skills, complemented by effective communication abilities. Committed to continuous professional development and leveraging industry trends to drive organizational success.
Overview
21
21
years of professional experience
Work History
Internal Audit Manager
Cairo Amman Bank
05.2024 - Current
- Identify and assess risk on enterprise and department level
- Assess Departments role and contribution in Strategy execution
- Ensuring procedures and policies are understood and followed, and suggesting value added recommendation on enhancing controls, effectiveness, efficiency and customers’ experience
- Provide management with professional opinion on suggested procedures and internal control structure
- Plan and supervise audit process execution
- Review discuss and follow up on audit process reporting
- Liaise with Palestine Monetary Authority Inspection Team and External Auditors
- Lead, motivate and make work meaningful for staff
- Managing recruitment, arranging training and providing support for new and existing audit staff
- Drafting Annual Audit plan for Audit Committee Approval, covering each and every department and branch
CFO
Massar International Group
11.2020 - 04.2024
- Company Overview: Specialized in Islamic Leasing
- Serves as a Board Member in a Group Company specialized in Islamic Leasing
- Oversee the financial performance of many subsidiary companies in various sectors such as: Technology, Communications, Construction, Real Estate, Leasing, Logistics, Security, Insurance, Etc
- Designed and presented financial models to depict financial growth and identify capital raising scenarios
- Review monthly budget vs actual reports
- Provide solutions and alternatives to subsidiary companies
- Review and Control subsidiary companies’ budgets
- Assist in resolving complex accounting transaction
- Arrange for Bank financing and collaterals
- Represent companies at Palestine Capital Market Authority (Regulator)
- Ensure cash flow is appropriate for the organization’s operations
- Supervise and direct the operations of the Finance Department and its staff
- Coordinate with External Auditors and Tax advisors
- Direct a Real Estate Development subsidiary operations
- Specialized in Islamic Leasing
Internal Audit Manager
Palestine Islamic Bank
04.2013 - 10.2019
- Identify and assess risk on enterprise and department level
- Assess Departments role and contribution in Strategy execution
- Ensuring procedures and policies are understood and followed, and suggesting value added recommendation on enhancing controls, effectiveness, efficiency and customers’ experience
- Provide management with professional opinion on suggested procedures and internal control structure
- Plan and supervise audit process execution
- Review discuss and follow up on audit process reporting
- Liaise with Palestine Monetary Authority Inspection Team and External Auditors
- Lead, motivate and make work meaningful for staff
- Managing recruitment, arranging training and providing support for new and existing audit staff
- Drafting Annual Audit plan for Audit Committee Approval, covering every department and branch
- 2017 – 2018 Transforming department audit methodology from traditional into Risk-Based Audit: As part of a Capacity Building project to Internal Audit Team, I led the transformation process, provided coaching and mentoring, and implemented a standard-compliant methodology
- 2014-2016 Introducing and implementing Enterprise Operational Risk Management (EORM) solution: As a member of the team that introduced the EORM, I participated in all departments’ workshops, helped managers to identify risks and existing controls, and proposed solutions to uncontrolled risks
- I contributed to risk culture awareness to line managers and provided assurance on departments’ Control Risk Self Assessments
Senior Audit Manager
PwC
07.2012 - 03.2013
- Company Overview: Iraq
- Understand the economy and local businesses
- Coach and train local team
- Identify and pursue business opportunities
- Perform vetting and due diligence on prospective clients
- Coordinate cross selling activities
- Plan and supervise audit process execution
- Review audit process reporting
- Perform quality control reviews
- Iraq
Audit Manager
Ernst Young
09.2003 - 06.2012
- Company Overview: Palestine
- Building client relationships and ongoing client liaison
- Develop strong working relationships with key clients
- Anticipate, mitigate and resolve potential client relationship issues or concerns
- Resolve clients’ accounting and auditing issues
- Ensure compliance with accounting standards, such as International Financial Reporting Standards “IFRS” and Accounting Standards for Islamic Financial Institutions
- Guide Finance staff in resolving complex accounting transactions and tax issues as well as consulting and referring to relevant standards of accounting
- Evaluate the entities’ overall compliance with agreements terms, law and regulations
- Understand entities’ internal controls procedures and governance and test compliance and implementation effectiveness as well as advising on applying leading practices
- Reviewing client deliverables (Financial Statements and Managements Letters) and delivery of service in accordance with the principles of the Client Service Letter
- Provide technical advice and coaching to other team members
- Provide tax consultancy and assess tax provisions sufficiency
- Act on behalf of the clients and negotiate with tax authorities to obtain tax clearances and settlements
- Palestine
- Major NGO Clients: USAID projects, EU Projects, Red Cross Projects, MAAN Development Center, Oxfam Novib, Oxfam GB, ANERA, Centre for Cultural Heritage Preservation -Bethlehem 2000
- Major Banking Clients: Palestine Monetary Authority, Bank of Palestine, Cairo Amman Bank, Al-Rafah Microfinance Bank, Arab Palestinian Investment Bank, Palestine Investment Bank, Jordan Commercial Bank
- Major Clients: Wataniya Mobile - Telecommunications Company, Trust International, Nassar Stone Company, Nestle – Palestine, Bethlehem University
Education
MBA - Masters of Business Administration
Bar-Ilan University
Ramat Gan07-2017
BA - Bachelor of Accounting
Bethlehem University
07-2003
Skills
- Islamic Banking and Accounting Standards
- International Financial Reporting Standards (IFRS)
- High-level understanding of IT
- Income Tax & Value Added Tax laws
- Financial analysis
- Evaluation of Internal control
- Audit management
- Risk assessments
- Leadership & Negotiation skills
- Lecturing and training
- Problem-solving approach to work
- Project management skills
- High level of attention to detail
- Flexibility and adaptability to changing workloads
- Ability to work under pressure in a fast-paced environment, individually and in teams, and able to manage multiple tasks
- Excellent interpersonal and communication skills
- Cooperative
- Patient
- Committed
Affiliations
- PMP: Project Management Institute, 2019
- CISA: Information Systems Audit and Control Association, 2017
- CIA: Institute of Certified Internal Auditors, 2013
- CPA: American Institute of Certified Public Accountants, 2005
Training
- 11/01/18, PMP Review Course
- 06/01/16, Information Security
- 06/01/14, Basel II and Risk Management
- 03/01/12, Project Management
- 06/01/11, Dubai – Insurance Accounting & Auditing
- 05/01/11, Ramallah – Introduction to Basel III
- 07/01/09, Ramallah – Capital Adequacy – Palestine Monetary Authority
- 11/01/08, Bahrain - Islamic Banking
- 12/01/17, IFRS 9 Update
- 05/01/15, Budgeting
- 05/01/13, Ramallah - Operational Risk Management
- 11/01/11, Amman - Executive IFRS
- 06/01/11, Amman – Counselling & Coaching
- 03/01/10, Ramallah – Application of Basel II
- 06/01/09, Dubai - Banking Audit & Accounting II – Derivatives & Financial Instruments
- 07/01/07, Amman - Banking Audit & Accounting I
Volunteer Experience
Volunteer Treasurer, Lycée Français de Jérusalem, for two years, Participated in renovation project of the Maternelle Section., Drafted and presented financial budgets.
Timeline
Internal Audit Manager
Cairo Amman Bank
05.2024 - Current
CFO
Massar International Group
11.2020 - 04.2024
Internal Audit Manager
Palestine Islamic Bank
04.2013 - 10.2019
Senior Audit Manager
PwC
07.2012 - 03.2013
Audit Manager
Ernst Young
09.2003 - 06.2012
MBA - Masters of Business Administration
Bar-Ilan University
BA - Bachelor of Accounting
Bethlehem University
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