Michael Siehoff
Chicago,IL
Summary
Dynamic banking professional with extensive experience at Huntington National Bank, excelling in portfolio management, identifying key risks/mitigants of CRE transactions, and decision-making. Proven track record in mentoring credit analysts, preparing comprehensive credit packages, and ensuring accurate risk ratings. Recognized for consistently exceeding production goals and developing effective credit structures, driving successful outcomes for clients while ensuring compliance with bank policies.
Overview
7
7
years of professional experience
Work History
Vice President - Portfolio Manager III
Huntington National Bank
10.2023 - Current
- Prepared memos and participated in deal screen meetings with Senior Management to evaluate the credit worthiness of potential CRE transactions.
- Prepared detailed credit packages for new transactions and modifications for existing clients emphasizing key risks and mitigants.
- Mentored credit analysts and reviewed credit packages and risk ratings to ensure that due diligence is complete, accurate and adhered to bank policies and procedures.
- Responsible for managing a loan portfolio of $800 million across several asset classes including retail, industrial, office, multi-family, and student housing consisting of permanent loans and construction loans.
Assistant Vice President - Portfolio Manager
Huntington National Bank
06.2021 - 10.2023
- Prepared detailed risk ratings quarterly for new and existing clients and presented recommendations to Senior Management.
- Assisted in monitoring portfolio quality by participating in quarterly portfolio review meetings with Executive Management.
- Participated in quarterly meetings discussing strategy for criticized assets.
- Oversaw the process of converting all 23 of the risk ratings for TCF's loans to Huntington's systems for my team.
Assistant Vice President - Relationship Manager
TCF National Bank
01.2018 - 06.2021
- Responsible for business development, originated $50 million per year on average and exceeded production goals every year.
- Developed appropriate credit structures for new and existing clients.
- Interacted with Clients to negotiate loan terms and follow up on information required to make a credit decision.
Education
BBA - Finance
University of Iowa
Iowa City, IA05-2005
Skills
- Coaching and mentoring
- Risk management
- Decision-making
- Critical thinking
- Verbal and written communication
- Proposals and presentations
- Loan origination and underwriting
Accomplishments
- Winner of the annual 'Best of the Best' Customer First Award in 2014 at TCF for being an integral part of the team responsible for helping the bank meet its lending goals.
Timeline
Vice President - Portfolio Manager III
Huntington National Bank
10.2023 - Current
Assistant Vice President - Portfolio Manager
Huntington National Bank
06.2021 - 10.2023
Assistant Vice President - Relationship Manager
TCF National Bank
01.2018 - 06.2021
BBA - Finance
University of Iowa
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