Jatin Jaisinghani
Vernon Hills,IL
Summary
Seasoned leader with 20+ years in the financial industry with deep expertise in risk analytics, credit and fraud. Over the past 10 years, led data science initiatives focused on ML model development and innovation at scale. Proven ability to build high-performing teams and deliver ML solutions that reduce fraud, strengthen compliance, and drive data-informed decisions.
Overview
25
25
years of professional experience
Work History
Senior Director, Enterprise Analytics and Strategy
Discover Financial Services
02.2024 - Current
- Enterprise leadership Modeling & analytics capabilities — directing development and operationalization of Fraud detection, Collections, and value-at-risk models that drive measurable business outcomes and protect enterprise P&L.
- Strategic integration of fraud and collections intelligence — embedding modeling insights into policy design, treatment strategies, and operational execution to maximize recovery, minimize losses, and strengthen customer trust.
- GenAI Council Member — shaping the company’s roadmap for responsible GenAI integration, with emphasis on embedding AI into analytics frameworks, accelerating decisioning, and improving scalability of modeling capabilities.
- Executive influence & governance — guiding senior stakeholders on risk trade-offs, ensuring adherence to regulatory and model governance standards, and championing innovation that positions the company at the forefront of AI-enabled risk management.
Director, Enterprise Modeling Fraud
Discover Financial Services
09.2019 - 01.2024
- Deliver scalable Fraud detection framework using models and strategies—resulting in more than ~$10MM loss save in fraud with minimal interruption in customer experience
- Pilot GenAI initiatives, including embedding-based models and LLMs for identifying Fraud Rebill patterns
- Collaborate with engineering, compliance, and business stakeholders to integrate ML models into real-time production environments.
- Recognized for clear executive communication, strategic vision, hands-on leadership style fostering innovation and continuous learning.
- Ensure compliance and risk controls are embedded in the overall analytical framework
VP, Quantitative Analytics Fraud and Risk
Barclays
01.2017 - 09.2019
- Led the Quantitative Analytics function for various Machine Learning, AI initiatives and other advanced tools
- Managed the process of implementing advanced Fraud models using Deep learning and other ensemble methods
- Delivered more than eighty decision science related projects to Barclaycard US, Germany, Western Europe, and ABSA (South Africa)
AVP, Quantitative Analytics
Barclaycard
01.2014 - 01.2017
- Provided analytic support to Barclaycard's International Businesses on risk management, collection strategy, and statistical modeling
- Estimated loss save of 6-7MM through the model keeping the volume constant
Risk Manager
Citigroup
11.2007 - 10.2009
- Designed risk mitigation initiatives for early bucket as well as late stage delinquent accounts using decision trees and in-house scoring models
Risk Analyst
CitiFinancial Inc
01.2003 - 11.2007
- Responsible for developing and maintaining all portfolio analytics delinquency letter strategies, vintage analysis and portfolio reviews
- Managed and developed analytics and leading edge collection strategies for $16BN US Real Estate portfolio
Lead Consulting Analyst, Finance
Merrill Lynch
10.2000 - 10.2002
- Provided users with analytics and decision support tools for the collateral management in REPO markets using Cognos
Education
Applied Generative AI for Digital Transformation -
MIT Professional Education - Online Campus
02.2025
Master of Commerce - Finance & Advanced Accounting
University of Pune
06.2000
Bachelor of Commerce - Finance & Advanced Accounting
Ness Wadia College
07.1998
Masters Diploma - Information Technology
Tata Unisys Ltd
12.1995
Skills
- ML Algorithms
- Team Leadership
- Fraud Domain
- Collection Domain
- Data Science
- LSTM
- Machine Learning
- ML algorithms
- Risk Assessment
- GenAI tools
- Python
- LLM
- Statistical Modelling
Awards
Citigroup Chairman's Gold Award, Innovative Team Leader Winner for Discover Internal Hackathon
Publications
- R.e.s.i.M: Crafting a Custom Investment App with Generative AI and Streamlit
- Medium.com
- Jatin Jaisinghani
- 2023-11
- Https://medium.com/@jatinj/r-e-s-i-m-crafting-a-custom-investment-app-with-generative-ai-and-streamlit-72dc7ee9bb0a
- Publication Description
Timeline
Senior Director, Enterprise Analytics and Strategy
Discover Financial Services
02.2024 - Current
Director, Enterprise Modeling Fraud
Discover Financial Services
09.2019 - 01.2024
VP, Quantitative Analytics Fraud and Risk
Barclays
01.2017 - 09.2019
AVP, Quantitative Analytics
Barclaycard
01.2014 - 01.2017
Risk Manager
Citigroup
11.2007 - 10.2009
Risk Analyst
CitiFinancial Inc
01.2003 - 11.2007
Lead Consulting Analyst, Finance
Merrill Lynch
10.2000 - 10.2002
Master of Commerce - Finance & Advanced Accounting
University of Pune
Bachelor of Commerce - Finance & Advanced Accounting
Ness Wadia College
Masters Diploma - Information Technology
Tata Unisys Ltd
Applied Generative AI for Digital Transformation -
MIT Professional Education - Online Campus
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