David Slattery

Orland Park

Summary

Accomplished Senior Mortgage Underwriter with extensive experience at HSBC Bank, excelling in loan underwriting and credit analysis. Recognized for enhancing customer satisfaction and achieving timely funding. Proven ability to navigate complex borrower profiles and ensure compliance, driving successful outcomes in high-stakes environments.

Overview

years of professional experience

Work History

Senior Mortgage Underwriter / Senior Mortgage Processor (Private Bank)

HSBC Bank

11.2017 - Current

Proficient in mortgage loans adhering to portfolio, HELOC, Community Works, Partner Capital, Fannie Mae, and Freddie Mac guidelines to ensure compliance and risk mitigation
Evaluated complex borrower profiles, including nontraditional and international clients, to conduct thorough currency conversion analysis and support lending decisions
Partnered with PMI providers including Essent and Radian to secure timely mortgage insurance approvals, facilitating loan processing
Conduct identity verification in compliance with visa and USCIS requirement

Credit Risk Management Analyst

PHH Mortgage

11.2014 - 11.2017

Analyzed borrower financials to support credit decisions for Morgan Stanley private wealth portfolios
Managed pipeline of ~600 loan files, ensuring timely and accurate underwriting submissions to meet deadlines
Collaborated with processors and stakeholders to enhance customer satisfaction and expedite funding timelines
Received Employee of the Month award in April and December 2015 for performance and accuracy.

Mortgage Underwriter / Senior Mortgage Processor

J.P. Morgan

06.2009 - 04.2014

Underwrote jumbo, streamline, and loan modification files up to $10M for private banking clients
Conducted final pre-closing reviews, verifying accuracy of appraisal, insurance, and title documentation
Reviewed and prepared legal documentation, ensuring compliance with guarantees and appointment of agent forms
Participated in UAT team (2010–2011) to facilitate system testing and implement process improvements
Recognized as Employee of the Month in October 2009.

Education

Bachelor of Arts - History

Northern Illinois University

DeKalb, IL

Skills

Credit analysis
Risk assessment
Financial analysis

Compliance checks
Mortgage insurance
Client relationship management

Timeline