Daniel Flores-Martinez
Romeoville
Summary
Analytical health insurance underwriter with over 3 years of experience in statistical analysis, quoting, and negotiation. Skilled in enhancing pricing accuracy and identifying cost-saving opportunities while preparing comprehensive insurance policies to manage risk. Adaptable in mastering new concepts and tools, with a strong focus on data analysis and financial assessment.
Overview
7
7
years of professional experience
Work History
Underwriter II
Christian Brothers Services
Romeoville
06.2019 - Current
- Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
- Analyzed information to assess risk acceptability and inform underwriting decisions.
- Followed underwriting guidelines in developing rates for new and renewal groups.
- Analyzed risk and adhered to underwriting standards to drive risk selection and profitability.
- Utilized underwriter authority to correspond with corporate risk appetite and strategy.
- Collaborated with field representatives to gather and validate information supporting underwriting decisions.
- Used data analytics and pricing tools to price policies and identify actionable insights for customers.
- Implemented strategies that identified cost-saving opportunities for customers.
- Collaborated with teams to develop new reports and models, driving pricing accuracy.
- Utilized diverse data tools and processes to analyze, interpret and manage data.
Education
Bachelor of Science - Finance - BSF, Finance, Economics
Lewis University
Romeoville, IL05-2019
Skills
- Financial Analysis
- Data Analysis
- Microsoft Excel
- Data visualization
- Problem solving
- Decision making
- Critical thinking
- Time management
- Communication
Languages
Spanish
Professional
Timeline
Underwriter II
Christian Brothers Services
06.2019 - Current
Bachelor of Science - Finance - BSF, Finance, Economics
Lewis University