Alexia Slezberg
Buffalo Grove,IL
Summary
Mortgage underwriting professional with a strong foundation in risk assessment, financial analysis, and credit decisioning. Experienced in evaluating complex borrower profiles, analyzing financial statements, and structuring sound loan solutions across Non-QM and residential products. Adept at managing layered risk, delivering accurate and timely underwriting decisions, and collaborating cross-functionally to resolve challenges. Recognized for precision, reliability, and consistently producing high-quality, compliant outcomes in fast-paced environments.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Underwriter – Non-Agency / Non-QM
Bayview Asset Management
07.2024 - Current
- Underwrite Non-QM loans (DSCR, bank statement, Jumbo AUS, Agency Investor Plus)
- Manage 30+ loans/month with 24–48 hour turn times
- Evaluate loans up to $3MM with Level 1 exception authority
- Perform complex income analysis (self-employed, alternative documentation)
- Structure solutions for complex scenarios to achieve loan approvals
- Ensure audit-ready files and full compliance
- Partner cross-functionally to resolve conditions and close efficiently
Senior Underwriter
Wells Fargo
Lombard, IL
12.2016 - 06.2023
- Underwrote high-net-worth loans with $2MM authority
- Analyzed complex tax returns, P&L, and multi-entity income
- Evaluated sophisticated asset structures
- Delivered clear credit decisions and risk assessments
- Structured deals and managed exceptions
Senior Underwriter
Bank of America
Rolling Meadows, IL
05.2013 - 12.2016
- Underwrote complex residential loans for self-employed borrowers
- Conducted layered risk analysis across credit, income, and assets
- Held signing authority up to $2MM
- Identified fraud risks and ensured compliance
Underwriter
PHH Mortgage / Morgan Stanley
Bannockburn, IL
10.2010 - 05.2013
- Manually underwrote loans for high-net-worth clients
- Structured loans using compensating factors
- Reviewed collateral, title, and condo docs
- Supported deal restructuring and approvals
Education
Bachelor of Science (B.S.) -
DeVry University
Skills
- Specialized in non-QM and non-agency underwriting
- DSCR, Bank Statement Loans
- Jumbo Loans
- Manual risk assessment
- Risk analysis
- DU/LP
- Encompass
- Loan Structuring
- Fraud Detection
- Compliance
- Pipeline Management
- Cross-Functional Collaboration
- Quality assurance
Certification
Financial Statement Analysis — Intuit (2023)
Timeline
Underwriter – Non-Agency / Non-QM
Bayview Asset Management
07.2024 - Current
Senior Underwriter
Wells Fargo
12.2016 - 06.2023
Senior Underwriter
Bank of America
05.2013 - 12.2016
Underwriter
PHH Mortgage / Morgan Stanley
10.2010 - 05.2013
Bachelor of Science (B.S.) -
DeVry University