Agnes Raczka
Justice
Summary
Trustworthy AML/ Fraud Investigator touting 20 years of experience in AML field seeking a challenging position within an organization that offers the opportunity for further career growth.
Overview
22
22
years of professional experience
Work History
AML/Fraud Investigator
BMO Bank N.A.
08.2021 - Current
- Researched, analyzed, and investigated customer activity for potential AML-related suspicious activity.
- Investigated cases involving, but not limited to structuring, wire transfers, loans, fraud, as well cases involving employees.
- Completed required investigations on referred cases in a timely manner.
- Awarded consecutively for top case production.
- Made recommendations for SAR to FinCEN or non-SAR.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Skilled at working independently and collaboratively in a team environment.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
- Worked effectively in fast-paced environments.
BSA/AML Tier II Team Lead; Officer
TCF BANK
05.2019 - 07.2021
- Provided back up to Investigators when supervisors were not available.
- Worked with over 15 Investigators and assisted them in their daily tasks.
- · Made decisions on approvals and/or escalations of alerts and/or cases for further review.
- Wrote escalations requests and reports related to Currency Transaction Reports and High-Risk Accounts.
- Managed workloads to ensure even distribution of responsibilities to Investigators.
- Provided feedback and updates to upper management.
- Performed special projects.
- Conducted reviews on daily, weekly, and monthly Actimize reports.
- Mentored new hires.
- Proven organizational skills and ability to work successfully, independently as well as in a team environment.
- All other duties assigned.
Senior BSA/AML Investigator
TCF BANK
03.2016 - 05.2019
- Identified suspicious activities from system generated alerts as well as from branch personnel (UAEF).
- Investigated cases involving, but not limited to structuring, wire transfers, loans, fraud, as well cases involving employees.
- Completed required investigations on referred cases in a timely manner.
- Collected documentary proof and build and maintain case files.
- Provided an assistance to other less experienced investigators.
- Awarded multiple times for top producer.
Personal Banker
West Suburban Bank
06.2009 - 09.2011
- Performed intermediate duties.
- Processed all new account transactions.
- Supported related to branch operational activities.
- Assisted customers with financial services and needs.
- Maintained good customer services relations.
BSA/Compliance Associate
West Suburban Bank
03.2009 - 06.2009
- Implemented and administered aspects of bank’s compliance policies.
- Organized and controlled day-to-day administrative and operational activities.
- Performed various quality control reviews and scenarios.
- Provided leadership, training and supervision of new employees.
AML/BSA/CTR Analyst
Bank Of America
07.2002 - 02.2009
- Reviewed the Currency Transactions Reports according to BSA
- Assisted the AML Operations Manager in releasing the daily work
- Archived Currency Transactions Reports (CTR’s) and Monetary Instrument Logs (MIL’s)
- Recorded cash sales of Monetary Instruments according to the BSA
- Conducted reviews of alerts generated from the AML detection systems
- Performed review of daily cash reports for transactions that may be constructed as suspicious
Education
Associate of Science - Business Administration
Northwestern Business College
Bridgeview, Illinois07.2021
Skills
- Verbal and written communication
- Fraud prevention
- Financial crimes
- Transaction review
- Report Writing
- Fraud Detection
- Anti-Money Laundering
Timeline
AML/Fraud Investigator
BMO Bank N.A.
08.2021 - Current
BSA/AML Tier II Team Lead; Officer
TCF BANK
05.2019 - 07.2021
Senior BSA/AML Investigator
TCF BANK
03.2016 - 05.2019
Personal Banker
West Suburban Bank
06.2009 - 09.2011
BSA/Compliance Associate
West Suburban Bank
03.2009 - 06.2009
AML/BSA/CTR Analyst
Bank Of America
07.2002 - 02.2009
Associate of Science - Business Administration
Northwestern Business College
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